Axis · Visa
AXIS
Atlas Axis Bank
Visa
Visa
Illustration. Official card art comes from the bank.
Atlas Axis Bank
Frequent travellers who will transfer miles to airline partners.
Annual fee₹5,000 + GST
Fee waiverNone
Rewards paid asReward points
Lounge visits8 a year
Forex markup3.5%
Typical income₹1,50,000/mo
Axis has paused new applications (2026)
Rewards
| Where you spend | You get back |
|---|---|
| Direct travel bookings Up to ₹3,000 back a month | 5% |
| Everything else | 2% |
No rewards on: fuel, rent, bills, UPI.
Things to know
- Points move to Air India Maharaja Club at 1 point = 2 miles (example ratio, check with Axis).
- Mainly offered in metro cities and tier 2 cities.
How to get the most from it
- Axis has paused new applications. Existing holders keep their benefits.
- Transfer partners changed several times in 2026. Check the current list before you move miles.
- Travel bookings earn 5 miles per ₹100.
- Milestones at ₹3 lakh and ₹7.5 lakh give bonus miles, so plan big spends around them.
- No fee waiver: the ₹5,000 fee only pays off with high travel spend.
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Details last checked recently. Banks change terms often, so confirm on Axis's website before applying.