HDFC · RuPay

HDFC
Tata Neu Infinity HDFC
RuPay

Illustration. Official card art comes from the bank.

Tata Neu Infinity HDFC

Tata ecosystem shoppers who also pay by UPI.

Annual fee₹1,499 + GST
Fee waiverAt ₹3,00,000 a year
Rewards paid asBrand points or vouchers
Lounge visits8 a year
Forex markup2%
Typical income₹1,00,000/mo
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Rewards

Where you spendYou get back
Tata Neu partner brands
Up to ₹2,000 back a month		5%
UPI on RuPay
Up to ₹500 back a month		1.5%
Everything else1.5%

No rewards on: fuel, rent.

How to get the most from it

  1. Shop on BigBasket, Croma and Tata CLiQ through the Tata Neu app for 5%.
  2. Link it to UPI apps: the RuPay variant earns on UPI payments.
  3. NeuCoins are worth ₹1 each, but only inside Tata brands.
  4. Spend ₹3 lakh a year to get the fee waived.

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Details last checked recently. Banks change terms often, so confirm on HDFC's website before applying.