SBI · Visa
SBI
SBI Card Cashback
Visa
Visa
Illustration. Official card art comes from the bank.
SBI Card Cashback
Anyone who spends most of their money online, on any site.
Annual fee₹999 + GST
Fee waiverAt ₹2,00,000 a year
Rewards paid asCashback to your statement
Lounge visitsNone
Forex markup3.5%
Typical income₹30,000/mo
Rewards
| Where you spend | You get back |
|---|---|
| Any online merchant Up to ₹2,000 back a month | 5% |
| Everything else | 1% |
No rewards on: fuel, rent, bills, UPI, wallet, insurance, education, government.
Things to know
- 1% fee on rent, plus GST.
- 1% fee on electricity, gas and water above ₹50,000 a month, plus GST.
How to get the most from it
- 5% applies to almost every online purchase, with no partner list to remember.
- Since April 2026, online cashback is capped at ₹2,000 a month, which covers about ₹40,000 of online spend.
- Rent, utilities, fuel, wallet loads, gaming, tolls and government payments earn nothing.
- Spend ₹2 lakh a year for the fee waiver.
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Details last checked recently. Banks change terms often, so confirm on SBI's website before applying.