SBI · Visa

SBI
BPCL SBI Card Octane
Visa

Illustration. Official card art comes from the bank.

BPCL SBI Card Octane

People who drive daily and fill up at BPCL.

Annual fee₹1,499 + GST
Fee waiverAt ₹2,00,000 a year
Rewards paid asBrand points or vouchers
Lounge visits4 a year
Forex markup3.5%
Typical income₹30,000/mo
Is it right for me? Check in a minuteCompare and full details

Rewards

Where you spendYou get back
BPCL fuel (incl. surcharge waiver)
Up to ₹625 back a month		7.3%
Dining, groceries, movies
Up to ₹500 back a month		2.5%
Everything else0.3%

No rewards on: rent, UPI.

How to get the most from it

  1. Fill up only at BPCL pumps; other brands get just the surcharge waiver at best.
  2. The fuel cap covers roughly ₹8,500 of fuel a month.
  3. Everything else earns very little, so pair it with a cashback card.
  4. Spend ₹2 lakh a year to get the fee waived.

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Details last checked recently. Banks change terms often, so confirm on SBI's website before applying.