# SBI Card Cashback (SBI)

> Anyone who spends most of their money online, on any site.

- Page: https://creditselect.in/cards/sbi-cashback
- Annual fee: ₹999 plus GST, waived on spends of ₹2,00,000 a year
- Network: Visa
- Rewards paid as: Cashback to your statement
- Lounge visits: none
- Foreign currency markup: 3.5%
- Typical minimum income: ₹30,000 a month
- Details last checked: 2026-10-23

## Rewards

| Where you spend | Back | Monthly limit |
|---|---|---|
| Any online merchant | 5% | ₹2,000 |
| Everything else | 1% | |

No rewards on: fuel, rent, bills, upi, wallet, insurance, education, government.

## Things to know

- 1% fee on rent, plus GST.
- 1% fee on electricity, gas and water above ₹50,000 a month, plus GST.

## How to get the most from it

1. 5% applies to almost every online purchase, with no partner list to remember.
2. Since April 2026, online cashback is capped at ₹2,000 a month, which covers about ₹40,000 of online spend.
3. Rent, utilities, fuel, wallet loads, gaming, tolls and government payments earn nothing.
4. Spend ₹2 lakh a year for the fee waiver.

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Source: CreditSelect (https://creditselect.in). Banks change terms often; confirm on SBI's website before applying.