# Tata Neu Infinity HDFC (HDFC)

> Tata ecosystem shoppers who also pay by UPI.

- Page: https://creditselect.in/cards/neu-infinity
- Annual fee: ₹1,499 plus GST, waived on spends of ₹3,00,000 a year
- Network: RuPay
- Rewards paid as: Brand points or vouchers
- Lounge visits: 8 a year
- Foreign currency markup: 2%
- Typical minimum income: ₹1,00,000 a month
- Details last checked: 2026-10-23

## Rewards

| Where you spend | Back | Monthly limit |
|---|---|---|
| Tata Neu partner brands | 5% | ₹2,000 |
| UPI on RuPay | 1.5% | ₹500 |
| Everything else | 1.5% | |

No rewards on: fuel, rent.

## How to get the most from it

1. Shop on BigBasket, Croma and Tata CLiQ through the Tata Neu app for 5%.
2. Link it to UPI apps: the RuPay variant earns on UPI payments.
3. NeuCoins are worth ₹1 each, but only inside Tata brands.
4. Spend ₹3 lakh a year to get the fee waived.

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Source: CreditSelect (https://creditselect.in). Banks change terms often; confirm on HDFC's website before applying.