# Atlas Axis Bank (Axis)

> Frequent travellers who will transfer miles to airline partners.

- Page: https://creditselect.in/cards/atlas-axis
- Annual fee: ₹5,000 plus GST
- Network: Visa
- Rewards paid as: Reward points
- Lounge visits: 8 a year
- Foreign currency markup: 3.5%
- Typical minimum income: ₹1,50,000 a month
- Details last checked: 2026-10-23
- New applications: paused by the bank

## Rewards

| Where you spend | Back | Monthly limit |
|---|---|---|
| Direct travel bookings | 5% | ₹3,000 |
| Everything else | 2% | |

No rewards on: fuel, rent, bills, upi.

## Things to know

- Points move to Air India Maharaja Club at 1 point = 2 miles (example ratio, check with Axis).
- Mainly offered in metro cities and tier 2 cities.

## How to get the most from it

1. Axis has paused new applications. Existing holders keep their benefits.
2. Transfer partners changed several times in 2026. Check the current list before you move miles.
3. Travel bookings earn 5 miles per ₹100.
4. Milestones at ₹3 lakh and ₹7.5 lakh give bonus miles, so plan big spends around them.
5. No fee waiver: the ₹5,000 fee only pays off with high travel spend.

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Source: CreditSelect (https://creditselect.in). Banks change terms often; confirm on Axis's website before applying.