# Airtel Axis Bank (Axis)

> Airtel users who also pay utility bills and order food.

- Page: https://creditselect.in/cards/airtel-axis
- Annual fee: ₹500 plus GST, waived on spends of ₹2,00,000 a year
- Network: Mastercard
- Rewards paid as: Cashback to your statement
- Lounge visits: 4 a year
- Foreign currency markup: 3.5%
- Typical minimum income: ₹25,000 a month
- Details last checked: 2026-10-23

## Rewards

| Where you spend | Back | Monthly limit |
|---|---|---|
| Airtel bills via Airtel Thanks | 25% | ₹500 |
| Swiggy, Zomato, BigBasket | 10% | ₹500 |
| Electricity & gas via Airtel Thanks | 10% | ₹250 |
| Everything else | 1% | |

No rewards on: fuel, rent, upi.

## Things to know

- Airtel bills via Airtel Thanks: only when you pay through the Airtel Thanks app.
- Airtel bills via Airtel Thanks: only when you spend at least ₹10,000 on other things in a statement cycle.

## How to get the most from it

1. Pay Airtel bills inside the Airtel Thanks app to get 25% back.
2. Pay electricity and gas through Airtel Thanks as well for 10%.
3. Food delivery earns 10% up to ₹500 a month, which covers about ₹5,000 of orders.
4. Spend ₹2 lakh a year to get the fee waived.

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Source: CreditSelect (https://creditselect.in). Banks change terms often; confirm on Axis's website before applying.